✓ Authorized Aditya Birla Insurance Agent

Aditya Birla Health Insurance

Comprehensive health cover from Aditya Birla Health Insurance, with local Bhubaneswar advisory support from an authorized agent.

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Key Benefits

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Cashless treatment across a wide network of partner hospitals

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Coverage for hospitalization, day-care procedures, and pre/post-hospitalization expenses

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Family floater options covering your whole household under one policy

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Wellness and preventive-care benefits on select plans

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No-claim bonus benefits that can increase your cover over time

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Flexible sum insured options to match your budget and needs

Key Features

•Individual and family floater plan structures
•Restoration of sum insured after a claim on select plans
•Coverage for pre-existing diseases after the applicable waiting period
•Optional add-on covers to strengthen your base policy
•Support for both cashless and reimbursement claims

Who's Eligible

✓Individuals and families seeking new health coverage
✓Those without adequate employer-provided health insurance
✓Self-employed professionals and business owners
✓Families wanting to consolidate multiple members under one floater plan

What's Covered

✓In-patient hospitalization expenses
✓Pre-hospitalization and post-hospitalization expenses
✓Day-care procedures not requiring 24-hour admission
✓Ambulance charges (as per policy terms)
✓Room rent and ICU charges within policy limits

Claim Process

Inform us or the insurer as soon as hospitalization is planned or occurs

For cashless claims, treatment is coordinated directly with the network hospital

Submit required documents for reimbursement claims where applicable

We assist with follow-up until your claim is settled

Tax Benefits

✓Premiums paid may qualify for deduction under Section 80D of the Income Tax Act
✓Additional deduction available for premiums paid for senior citizen parents, subject to applicable limits

Tax benefits are subject to prevailing Income Tax laws and may change. Please consult your tax advisor for guidance specific to your situation.

Why Work With Us

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IRDAI-recognized advisors based in Bhubaneswar, not a call center

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We stay with you through the full claim process, not just the sale

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A local team you can actually meet in person in Odisha

What Our Clients Say

"Switched our family floater plan through Soubhagya Secure and ended up with better coverage for less premium. Genuinely helpful team."

Ipsita Panda

Patia, Bhubaneswar

Aditya Birla Health Insurance FAQs

Yes, family floater plans are available that can cover you, your spouse, children, and in some cases parents, under a single sum insured. We can help you compare individual versus family floater structures based on your household.

For planned hospitalization, we help you coordinate pre-authorization with the network hospital in advance. For emergencies, the hospital's insurance desk typically initiates the cashless request, and we stay available to assist throughout.

Pre-existing conditions are generally covered after a waiting period specified in your policy terms. We'll walk you through the exact waiting period and disclosure requirements for your specific plan before you buy.

Health insurance portability is allowed as per IRDAI guidelines, letting you switch insurers while carrying forward certain accrued benefits like waiting period credit. We can guide you through the portability process.